How soon can I have my approval?
Assuming you have provided all documents as per our requirements, we will provide approval within 5 working days..
Can I obtain approval before deciding the property?
Yes. Sakana can provide pre-approval much before you decide your dream home. Once pre-approval is given, you will have 45 days to identify the property.
Can I have 2nd mortgage on the property which I have already mortgaged to another institution?
No. However, Sakana can refinance your existing property subject to conditions.
Can I settle my loans/liabilities with other banks/institutions?
If you have a property (irrespective of whether it is mortgaged or not), you can consolidate all your loans/liabilities by applying for refinance product. The loans/liabilities can be either from conventional or Islamic banks/institutions.
Can I obtain finance on my home even if there is no liability on it?
Yes. You can obtain finance through our equity release product.